* No Cash Advance Fee, No Balance Transfer Fee, No Foreign Transaction Fee. Must be a Hawaii resident.
** The variable rates for purchases, balance transfers and cash advances when you open your account vary with the market based on the U.S. Prime Rate plus a margin. Your margin is based on your credit worthiness.
The APRs are current as of 1/8/2025 and will vary with the market based on the U.S. Prime Rate. Rates are subject to change at any time without prior notice. We will not charge an APR greater than the maximum that we are permitted to charge by law (currently 18.0%).