Credit Cards

Visa^® Platinum Rewards Credit Card

This is the card that rewards your smart shopping. Every purchase you make earns you Rewards Points to be redeemed for electronics, travel, gift cards and more.

Earn Rewards Points

Your points add up fast for merchandise, travel or gift cards.

No Annual Fee

This card comes with all the perks and no fees.

Low Annual Percentage Rate¹

Shop with confidence, knowing your payments will be affordable.

No Cash Advance Fees

Get quick cash without unnecessary fees.

No Foreign Transaction Fees

Save on extra charges when traveling abroad.

Accepted Worldwide

Buy what you need when you need it anywhere Visa^® is accepted.

Safety and Security

Thanks to EMV contactless chip technology and Visa’s legendary fraud protection.

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Visa^® Platinum Rewards Credit Card

Rates & Disclosures

Credit Card Rates

Credit Card Product	Terms	Current Variable Index Rate*
Always Cash Visa Signature Rewards	Revolving	18.00% APR
Visa® Platinum Rewards	Revolving	14.15% to 18.00% APR
Share Secured Visa® Platinum Rewards	Revolving	18.00% APR

* No cash advance, balance transfer, or foreign transaction fees. APRs current as of 1/8/2026 and vary with the market based on the U.S. Prime Rate plus a margin determined by creditworthiness. Rates are subject to change without notice. Maximum APR is 18.0%, as permitted by law. Available to Hawaii residents only.