No minimum balance, no overdraft fees1, no problem. The HiFlex Account from Hawaii State Federal Credit Union gives you the freedom and flexibility you need to manage your money with ease.
No Overdraft Fees1
Never worry about fees for insufficient funds with our HiFlex account.
Check-free Account2
With HiFlex, there’s no checkbook to balance.
Perfect for Teenagers
Available to members 13 years old and older.
Skip the $5 Monthly Service Fee
With eStatements or direct deposit enrollment.
No Minimum Balance
Minimum to open an account is $50, or $5 with direct deposit. A Regular Share Account is required.
Unlimited Surcharge-Free ATM Withdrawals Available
At all Hawaii State FCU and Bank of Hawaii ATMs.
Free Digital Banking
Comes with free Mobile App and Mobile Check Deposit.
Free Hawaii State FCU Visa® Debit Card
Each one features contactless EMV chip technology, mobile card controls and transaction alerts.