Savings

Investment Share

An Investment Share Account lets you earn a competitive dividend rate without tying up your money in long-term investments while keeping it readily available to you any time you need cash. A minimum opening deposit requirement applies.*

Earn Dividends

On your daily balance.

Real-Time Deposits

No delays or holds for direct deposit or most automatic payroll.

Free Financial Advice

Boost your savings strategy with some no-cost help and advice.

Unlimited Surcharge-Free ATM Withdrawals

At all Hawaii State FCU and Bank of Hawaii ATMs.

Free Online Banking & Mobile App

Make mobile check deposits, view eStatements and make transfers.

View disclosures

Investment Share

Rates & Disclosures

Investment Share Rate

Balance	Min. Opening Deposit	Min. Daily Balance to Earn APY	APY
$0-$2,499.99	$2,500.00	None	0.05%
$2,500- $24,999.99	$2,500.00	$2,500.00	0.07%
$25,000- $49,999.99	$2,500.00	$25,000.00	0.18%
$50,000- $99,999.99	$2,500.00	$50,000.00	0.18%
$100,000 and above	$2,500.00	$100,000.00	0.18%

^* The Annual Percentage Yield (APY) may change after the account is opened. APYs are as of 11/01/2024, and may change at any time without notice. Fees may reduce earnings.

^† The Investment Share Account, Relationship Max Share and the Relationship Checking Account are tiered rate accounts. To determine the APY that will apply to your account, refer to the appropriate tier that applies to your account average daily balance for the month. When a particular average daily balance range is met, the APY will apply to the full balance in that account.

See Consumer Truth-in-Savings Non-Term Disclosure for more information.