Loans

Personal Line of Credit

Approve your own loan anytime you need it, and add a safety net to your household budget with a Hawaii State FCU Personal Line of Credit. Just pull money from the account when you need it.

Flexible Credit Limits

Get the line of credit you need and can afford.

Low Competitive Rates

Keep your payments affordable.

Easy Access to Funds

Our line of credit gives you flexible, future borrowing power.

Flexible Payments

You won’t be charged a penny until you draw from your line.

Overdraft Protection

Link your Personal Line of Credit to your checking.

AS LOW AS

12.50%

APR

7 year term

View disclosures

Personal Line of Credit

Rates & Disclosures

Personal Line of Credit Rate

Terms	APR as low as
Revolving	12.50%

* The APR will vary with the prime rate as published in the Wall Street Journal (index), plus a margin determined by your credit score. The APR includes a 0.25 percentage point discount for automatic payments from a Hawaii State FCU Checking account. The APR will be 0.25 percentage point higher without automatic payment and may result in higher monthly payments. The APR will never be greater than the maximum that we are permitted to charge by law (currently 18.0%). Must be a Hawaii resident. Rates are effective 11/01/2024 and are subject to change without notice.