Loans

Personal Loan

Borrow up to $50,000 and use the money to finance that well-deserved vacation or the best wedding ever with a Hawaii State FCU Personal Loan.

Borrow Up to $50,000

Your monthly payments can be affordable.

Low Competitive Rates

Save money over the life of the loan.

Flexible Repayment Terms

The longer the term the lower the monthly payments.

AS LOW AS
8.50%

APR

 
7 year term
View disclosures

Personal Loan

Rates & Disclosures

Personal Loan Rates

Terms APR as low as
1 year 8.50%
2 years 8.75%
3 years 9.00%
4 years 9.50%
5 years 9.99%
6 years 11.00%

* Offer good from 11/01/2024 with a minimum loan amount of $500. APR includes a 0.25 percentage point discount for automatic payment from a Hawaii State FCU checking account. The APR will be 0.25 percentage point higher without automatic payment and may result in higher monthly payments. Not for business or real estate loans. Refinances of existing Hawaii State FCU personal loans or lines-of-credit do not qualify for the offer. Membership in the credit union is required. Must be a Hawaii resident. Other restrictions apply.

Payment Example: A loan of $10,000 will have: 12 payments of $872 for a one-year term at 8.50% APR; 24 payments of $456 for a two-year term at 8.75% APR; 36 payments of $318 for a three-year term at 9.00% APR; 48 payments of $251 for a four-year term at 9.50% APR; 60 payments of $212 for a five-year term at 9.99% APR; and 72 payments of $190 for a six-year term at 11.00% APR.

 

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