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Savings

Regular Share

Your Regular Share Account is opened when you join us and serves as your basic membership account. With a minimum of $100 (one par value per member), you’ll start enjoying all the benefits Hawaii State FCU has to offer, while earning competitive dividends on your balance. A minimum opening deposit requirement applies.*

Earn Dividends

On your daily balance.

Real-Time Deposits

No delays or holds for direct deposit or most automatic payroll.

Free Financial Advice

Boost your savings strategy with some no-cost help and advice.

Unlimited Surcharge-Free ATM Withdrawals

At all Hawaii State FCU and Bank of Hawaii ATMs.

Free Online Banking & Mobile App

Make mobile check deposits, view eStatements and make transfers.

View disclosures

Regular Share

Rates & Disclosures

Savings Account Rates

Product Min. Opening Deposit Min. Daily Balance to Earn APY APY
Regular Share $20.00 None 0.05%
Individual Retirement Account $100.00 None 0.20%

* The Annual Percentage Yield (APY) may change after the account is opened. APYs are as of 11/01/2024, and may change at any time without notice. Fees may reduce earnings.

See Consumer Truth-in-Savings Non-Term Disclosure for more information.

 
Consumer Truth-in-Savings Non-Term Disclosure
Consumer Truth-in-Savings Term Disclosure
Consumer Term Share account information.
Business Term Share account information.

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