Savings

Relationship MAX^℠ Share

Relationship Max Share is our highest yield savings account for larger balances that rewards members with higher dividends, making this one of the best savings accounts in town.* Designed to complement our Relationship Checking, saving money has never been more
rewarding.

Earn Dividends

On your daily balance.

Real-Time Deposits

No delays or holds for direct deposit or most automatic payroll.

Free Financial Advice

Boost your savings strategy with some no-cost help and advice.

Unlimited Surcharge-Free ATM Withdrawals

At all Hawaii State FCU and Bank of Hawaii ATMs.

Free Online Banking & Mobile App

Make mobile check deposits, view eStatements and make transfers.

View disclosures

Relationship MAX^℠ Share

Rates & Disclosures

Relationship MAX Share Rate

Balance	Min. Opening Deposit	Min. Daily Balance to Earn APY	APY
$0 - $24,999.99	$2,500.00	None	0.05%
$25,000 - $49,999.99	$2,500.00	$25,000.00	0.05%
$50,000 - $99,999.99	$2,500.00	$50,000.00	1.00%
$100,000 - $249,999.99	$2,500.00	$100,000.00	2.00%
$250,000 - $499,999.99	$2,500.00	$250,000.00	2.00%
$500,000 or greater	$2,500.00	$500,000.00	2.00%

Relationship Checking is required. Minimum opening deposit of $2,500 is required. See Consumer Truth in Saving Non-Term Disclosure for more information.

^** Relationship MAX^SM Share is a tiered rate account. To determine the APY that will apply to your account, refer to the appropriate tier that applies to your account balance for that day. When a particular daily balance is met, the APY will apply to the full balance in that account.

^*** The Annual Percentage Yield (APY) may change after the account is opened. APYs are as of 10/01/2026 and may change at any time without notice. Fees may reduce earnings.