Savings

Term Share Options

Looking for ways to save your money? Term Shares and IRA Term Shares are certificate accounts for members who would like to save some extra money with a higher yielding savings vehicle for a specified term. Choose terms from six months to five years. A minimum opening
deposit requirement applies.*

Earn Dividends

On your daily balance.

Real-Time Deposits

No delays or holds for direct deposit or most automatic payroll.

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Term Share Options

Rates & Disclosures

Term Share Rate

Terms	Min. Opening Deposit	APY*
06-month	$1,000	0.15%
09-month	$5,000*	3.75%
11-month	$1,000 **	3.40%
12-month	$1,000	0.20%
24-month	$1,000	0.25%
36-month	$1,000	0.25%
48-month	$1,000	0.30%
60-month	$1,000	0.65%

*5 Month Term Share: Minimum of $5,000 from another financial institution to open. Maximum cap of $250,000 per member.

**9 Month Term Share: A minimum of $1,000 to open.

Annual Percentage Yields (APYs) are as of 05/01/2025, and are subject to change without notice. A penalty may be imposed for early withdrawals. Fees may reduce earnings. The 5 Month and 9-Month Term Shares will automatically renew at maturity for a standard 6 Month Term Share at our prevailing dividend rate. Offer is not applicable to IRA Term Share Accounts. Available to Hawaii residents only. Credit union membership is required. Contact us for eligibility.

Federally insured by NCUA