Credit Cards

Visa^® Platinum Rewards Credit Card

This is the card that rewards your smart shopping. Every purchase you make earns you Rewards Points to be redeemed for electronics, travel, gift cards and more.

Earn Rewards Points

Your points add up fast for merchandise, travel or gift cards.

No Annual Fee

This card comes with all the perks and no fees.

Low Annual Percentage Rate¹

Shop with confidence, knowing your payments will be affordable.

No Cash Advance Fees

Get quick cash without unnecessary fees.

No Foreign Transaction Fees

Save on extra charges when traveling abroad.

Accepted Worldwide

Buy what you need when you need it anywhere Visa^® is accepted.

Safety and Security

Thanks to EMV contactless chip technology and Visa’s legendary fraud protection.

View disclosures

Visa^® Platinum Rewards Credit Card

Rates & Disclosures

Credit Card Rates

Credit Card Product*	Terms	Current Variable Index Rate**
Always Cash Visa Signature Rewards	Revolving	18.00% APR
Visa® Platinum Rewards	Revolving	15.40% to 18.00% APR
Share Secured Visa® Platinum Rewards	Revolving	18.00% APR

^* No Cash Advance Fee, No Balance Transfer Fee, No Foreign Transaction Fee. Must be a Hawaii resident.

^** The variable rates for purchases, balance transfers and cash advances when you open your account vary with the market based on the U.S. Prime Rate plus a margin. Your margin is based on your credit worthiness.

The APRs are current as of 11/01/2024 and will vary with the market based on the U.S. Prime Rate. Rates are subject to change at any time without prior notice. We will not charge an APR greater than the maximum that we are permitted to charge by law (currently 18.0%).